Fees

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Establishment Fees for Secured Loans

  • Establishment Fee $350.00 (New loan)
  • Establishment Fee $320-$350 (Existing loan)
  • Annual rate of interest 34.75%-37.95% p.a. 

Default Fees

  • Default interest rate 47.50% p.a.
  • Default Fee of $5.00 per week for missed payments, charged weekly until arrears paid in full
  • Default Reminder Letters $6.00 per letter
  • Repossession Warning Notices $6.00
  • Dishonour Fee $10.00 Phone call $6.00
  • Making a payment by cash $5.00 per payment
  • Arrangement to pay arrears $20.00
  • Repossession Notices $65.00, payable immediately with arrears
  • Actual costs against Repossession, payable immediately with arrears
  • Full repayment (Settling the loan early) $50.00

Establishment Fees for Unsecured Loans

  • Establishment Fee $275.00 (Easy K loan)
  • Establishment Fee $99.00 (5Hundy loan
  • Establishment Fee $200 (Top up on existing loan)

Default Fees

  • Annual rate of interest 34.75%-37.95%p.a.
  • Default interest rate 47.50% p.a.
  • Default Fee of $5.00 per week for missed payments, charged weekly until arrears paid in full
  • Default Reminder Letters $6.00 per letter
  • Dishonour Fee $10.00, Phone call $6.00
  • Making a payment by cash $5.00 per payment
  • Arrangement to pay arrears $20.00
  • Repossession Notices $65.00, payable immediately with arrears
  • Actual costs against Repossession, payable immediately with arrears
  • Full repayment (Settling the loan early) $50.00

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