Unsecured loans up to $1000

Pick from our popular 5Hundy, EASY K loan or an amount in between. You can drop into our Napier loans office, our Hastings loan office, call us on 0800 232 788 or fill in the online application form below…

Establishment Fee

  • Establishment Fee $275.00 (Easy K Loan)
  • Establishment Fee $200 (Existing loan)
  • Annual rate of interest 34.75%-37.95%p.a.
  • Default interest rate 47.50% p.a.

Default + Other Fees

  • Default Fee of $5.00 per week for missed payments, charged weekly until arrears paid in full
  • Default Reminder Letters $6.00 per letter
  • Dishonour Fee $10.00, Phone call $6.00
  • Making a payment by cash $5.00 per payment
  • Arrangement to pay arrears $20.00
  • Repossession Notices $65.00, payable immediately with arrears (for secured loans only)
  • Actual costs against Repossession, payable immediately with arrears (for secured loans only)
  • Full repayment (Settling the loan early) $50.00

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