If you can’t find the info you need, just call us on 0800 232 788.
Any information you need on Fast Track Finance loans, the friendly team at Fast Track Hawkes Bay are ready to help!
We believe every customer is an individual. Once we have all of the required information and assess your affordability, we will be able to establish the amount we might be able to lend.
Once your loan is approved and all documentation is signed and completed we will deposit the funds into your bank account nominated by you.
You must provide one form of ID from each category below – up to three in total. All forms of ID must be current. Expired ID is not acceptable.
- One form of Photo ID. This can be your Passport, Drivers license, Firearms license or Kiwi Access (18+) Card.
- Plus one of the following: Your Birth Certificate, an EFTPOS card with your name embossed on it, Your latest bank statement or a letter from WINZ, IRD or other Govt. Agency addressed to you.
- Plus proof of your address such a utility bill, car registration renewal letter or any of the previous forms of ID which show both your name and address
Come to our Fast Track Finance office and see our friendly team or direct to our website: www.fasttrackfinance.co.nz You will also be able to have your bank statements automatically sent to us.
There is a hardship clause in our Loan Agreement, the best action is to give our team a call and talk it through. We would need to see recent bank statements so we can understand what has created the hardship.
Yes – with no early payment penalty, but please note there may be an early settlement fee of $50.00
If you have a number of bills to pay, other loans, hire purchases or credit card balances, it can sometimes save you money to consolidate these into one loan. It is definitely easier to manage in your household budget and payments can be timed to fit your pay cycle.
Yes, we call these top ups. We may be able to refinance your loan if you have a good repayment history with us.
If you are unable to provide security it may be that your situation allows us to offer you an unsecured loan up to the value of $1000.
If you do not have security for a loan (if you want to borrow more than $1000.00) we may still be able to help if you are able to arrange a suitable Guarantor. The Guarantor follows the same procedure as if they were borrowing the money and have suitable security.
We lend unsecured up to $1000.00 and we also do secured loans over $1000.00 and would look to take security on your motor vehicle. There must be no money owing on your security and the vehicle must be in your name.
Our payments are by Direct Debit or Wage Deduction by agreement. Additional payments may also be made at any branch of the ANZ or Fast Track Finance office.
You must be at least 18 years of age to apply for any form of credit or finance.
At Fast Track Finance, all applications are assessed on an individual basis. Initially, we may provide a limited loan to give you the opportunity to build a good credit history with us.
Our repayment period ranges from three months to a maximum of 24 months.
Our interest rates are determined by a number of factors, such as the amount of the loan, the security offered, and the term of the loan. Please refer to our fees page for up to date information. Setup fees and other charges apply.
If you have all the required documents to support your application, we do our best to process a loan in less than two hours.