Our unsecured loans go up to $1000.00 or an amount in between.
You can come into our Napier loans office or call us on 0800 232 788 or fill in the online application form below
Establishment Fee
- Establishment Fee $260.00 (New loan up to $1000.00)
- Establishment Fee $220 (Existing loan)
- Annual rate of interest 39.75%p.a.
- Default interest rate 47.50% p.a.
Default + Other Fees
- Default Fee of $5.00 per week for missed payments, charged weekly until arrears paid in full
- Default Reminder Letters $6.00 per letter
- Dishonour Fee $10.00, Phone call $6.00
- Making a payment by cash $5.00 per payment
- Arrangement to pay arrears $20.00
- Repossession Notices $65.00, payable immediately with arrears (for secured loans only)
- Actual costs against Repossession, payable immediately with arrears (for secured loans only)
- Full repayment (Settling the loan early) $50.00